about 7 months ago - No comments
Pretty cool day actually for me. My initial budgeting has allowed me to finally see some progress against my debt. I’m trying my best using the snowball maneuver taught by the Automatic Millionaire which follows these ideas:
- Categorize all your debt by interest rate – Highest to lowest.
- Budget to pay only the minimum on [...]
about 7 months ago - No comments
YES!!! I’m pretty much getting the hang of my budget, and learning to live within the constraints needed in order to get myself out of debt. It’s really not a constraint thou considering how most of the other folks in the world live. For my 100 dollars per week budget, most families in India could [...]
about 7 months ago - No comments
During the course of my budgeting adventures I have found that using my credit/debit card to make purchases might be easy…but its just too easy. This has led me to the idea of only paying in cash for everything, and having to carry all the cash on me at once. But why do this??
about 7 months ago - No comments
OUCH!! I can’t believe that I already blew thru two weeks of my budget.
Week 1:
Item Description
Amount
Remaining budget ($100)
Ant Traps + 3 Musketeers
$ 3.96
$ 96.04
Game purchase from Steam
$ 2.49
$ 93.55
Domain Name Purchase
$ 20.86
$ 72.69
Gas – Civic
$ 23.94
$ 48.75
1 apple
$ 0.68
$ 48.07
Haircut
$ 22.00
$ 26.07
asksunday.com – Personal Assistant
$ 87.00
$ (60.93)
Beer
$ 6.00
$ (66.93)
Gas – Ninja
$ 9.13
$ (76.06)
Passport [...]
about 8 months ago - No comments
How much something costs isn’t as relevant if you never use it. I’m sure lots of how have bought things that you thought would be fun to have, play with, use, etc…but never used it after you bought it. A cool new drumset, Handbag, video game console, leather coat…you name it, I’m sure we’ve at [...]
about 8 months ago - No comments
Debt…it’s a dirty word for most American’s but an unfortunate reality for the majority of us in our 20’s. I was a little bit of a late adopter to the debt lifestyle but when I started….I just never stopped. I was able to pay for the first couple years of my college, but with tuition hikes and not being able to cover all the tuition anymore…in came the “soft, fuzzy, not a big deal” student loans.
